I want to live by myself when I move out of my parent's place but I'm really afraid of money problems? I'm afraid that the only place I can afford will be in the ghetto and it'll all be torn apart and I'll only be allowed to eat one granola bar a week. I'm really stressing out about this. I don't know anything about after school life. I don't know anything about paying bills or how to buy an apartment and it's really scaring me. is there anything you know that can help me?
HI darling,
I’ve actually got a super wonderful masterpost for you to check out:
Home
what the hell is a mortgage?
first apartment essentials checklist
how to care for cacti and succulents
the care and keeping of plants
Getting an apartment
Money
earn rewards by taking polls
how to coupon
what to do when you can’t pay your bills
see if you’re paying too much for your cell phone bill
how to save money
How to Balance a Check Book
How to do Your Own Taxes
Health
how to take care of yourself when you’re sick
things to bring to a doctor’s appointment
how to get free therapy
what to expect from your first gynecologist appointment
how to make a doctor’s appointment
how to pick a health insurance plan
how to avoid a hangover
a list of stress relievers
how to remove a splinter
Emergency
what to do if you get pulled over by a cop
a list of hotlines in a crisis
things to keep in your car in case of an emergency
how to do the heimlich maneuver
Job
time management
create a resume
find the right career
how to pick a major
how to avoid a hangover
how to interview for a job
how to stop procrastinating
How to write cover letters
Travel
ULTIMATE PACKING LIST
Traveling for Cheap
Travel Accessories
The Best Way to Pack a Suitcase
How To Read A Map
How to Apply For A Passport
How to Make A Travel Budget
Better You
read the news
leave your childhood traumas behind
how to quit smoking
how to knit
how to stop biting your nails
how to stop procrastinating
how to stop skipping breakfast
how to stop micromanaging
how to stop avoiding asking for help
how to stop swearing constantly
how to stop being a pushover
learn another language
how to improve your self-esteem
how to sew
learn how to embroider
how to love yourself
100 tips for life
Apartments/Houses/Moving
Moving Out and Getting an Apartment, Part 1: Are You Sure? (The Responsible One)
Moving Out and Getting an Apartment, Part 2: Finding the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 3: Questions to Ask about the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 4: Packing and Moving All of Your Shit (The Responsible One)
How to Protect Your Home Against Break-Ins (The Responsible One)
Education
How to Find a Fucking College (The Sudden Adult)
How to Find Some Fucking Money for College (The Sudden Adult)
What to Do When You Can’t Afford Your #1 Post-Secondary School (The Sudden Adult)
Stop Shitting on Community College Kids (Why Community College is Fucking Awesome) (The Responsible One)
How to Ask for a Recommendation Letter (The Responsible One)
How to Choose a College Major (The Sudden Adult)
Finances
How to Write a Goddamn Check (The Responsible One)
How to Convince Credit Companies You’re Not a Worthless Bag of Shit (The Responsible One)
Debit vs Credit (The Responsible One)
What to Do if Your Wallet is Stolen/Lost (The Sudden Adult)
Budgeting 101 (The Responsible One)
Important Tax Links to Know (The Responsible One)
How to Choose a Bank Without Screwing Yourself (The Responsible One)
Job Hunting
How to Write a Resume Like a Boss (The Responsible One)
How to Write a Cover Letter Someone Will Actually Read (The Responsible One)
How to Handle a Phone Interview without Fucking Up (The Responsible One)
10 Sites to Start Your Job Search (The Responsible One)
Life Skills
Staying in Touch with Friends/Family (The Sudden Adult)
Bar Etiquette (The Sudden Adult)
What to Do After a Car Accident (The Sudden Adult)
Grow Up and Buy Your Own Groceries (The Responsible One)
How to Survive Plane Trips (The Sudden Adult)
How to Make a List of Goals (The Responsible One)
How to Stop Whining and Make a Damn Appointment (The Responsible One)
Miscellaneous
What to Expect from the Hell that is Jury Duty (The Responsible One)
Relationships
Marriage: What the Fuck Does It Mean and How the Hell Do I Know When I’m Ready? (Guest post - The Northwest Adult)
How Fucked Are You for Moving In with Your Significant Other: An Interview with an Actual Real-Life Couple Living Together™ (mintypineapple and catastrofries)
Travel & Vehicles
How to Winterize Your Piece of Shit Vehicle (The Responsible One)
How to Make Public Transportation Your Bitch (The Responsible One)
Other Blog Features
Apps for Asshats
Harsh Truths & Bitter Reminders
Asks I’ll Probably Need to Refer People to Later
Apartments (or Life Skills) - How Not to Live in Filth (The Sudden Adult)
Finances - Tax Basics (The Responsible One)
Important Documents - How to Get a Copy of Your Birth Certificate (The Responsible One)
Important Documents - How to Get a Replacement ID (The Responsible One)
Health - How to Deal with a Chemical Burn (The Responsible One)
Job Hunting - List of Jobs Based on Social Interaction Levels (The Sudden Adult)
Job Hunting - How to Avoid Falling into a Pit of Despair While Job Hunting (The Responsible One)
Job Hunting - Questions to Ask in an Interview (The Responsible One)
Life Skills - First-Time Flying Tips (The Sudden Adult)
Life Skills - How to Ask a Good Question (The Responsible One)
Life Skills - Reasons to Take a Foreign Language (The Responsible One)
Life Skills - Opening a Bar Tab (The Sudden Adult)
Relationships - Long Distance Relationships: How to Stay in Contact (The Responsible One)
Adult Cheat Sheet:
what to do if your pet gets lost
removing stains from your carpet
how to know if you’re eligible for food stamps
throwing a dinner party
i’m pregnant, now what?
first aid tools to keep in your house
how to keep a clean kitchen
learning how to become independent from your parents
job interview tips
opening your first bank account
what to do if you lose your wallet
tips for cheap furniture
easy ways to cut your spending
selecting the right tires for your car
taking out your first loan
picking out the right credit card
how to get out of parking tickets
how to fix a leaky faucet
get all of your news in one place
getting rid of mice & rats in your house
when to go to the e.r.
buying your first home
how to buy your first stocks
guide to brewing coffee
first apartment essentials checklist
coping with a job you hate
30 books to read before you’re 30
what’s the deal with retirement?
difference between insurances
Once you’ve looked over all those cool links, I have some general advice for you on how you can have some sort of support system going for you:
You may decide to leave home for many different reasons, including:
wishing to live independently
location difficulties – for example, the need to move closer to university
conflict with your parents
being asked to leave by your parents.
It’s common to be a little unsure when you make a decision like leaving home. You may choose to move, but find that you face problems you didn’t anticipate, such as:
Unreadiness – you may find you are not quite ready to handle all the responsibilities.
Money worries – bills including rent, utilities like gas and electricity and the cost of groceries may catch you by surprise, especially if you are used to your parents providing for everything. Debt may become an issue.
Flatmate problems – issues such as paying bills on time, sharing housework equally, friends who never pay board, but stay anyway, and lifestyle incompatibilities (such as a non-drug-user flatting with a drug user) may result in hostilities and arguments.
Think about how your parents may be feeling and talk with them if they are worried about you. Most parents want their children to be happy and independent, but they might be concerned about a lot of different things. For example:
They may worry that you are not ready.
They may be sad because they will miss you.
They may think you shouldn’t leave home until you are married or have bought a house.
They may be concerned about the people you have chosen to live with.
Reassure your parents that you will keep in touch and visit regularly. Try to leave on a positive note. Hopefully, they are happy about your plans and support your decision.
Tips include:
Don’t make a rash decision – consider the situation carefully. Are you ready to live independently? Do you make enough money to support yourself? Are you moving out for the right reasons?
Draw up a realistic budget – don’t forget to include ‘hidden’ expenses such as the property’s security deposit or bond (usually four weeks’ rent), connection fees for utilities, and home and contents insurance.
Communicate – avoid misunderstandings, hostilities and arguments by talking openly and respectfully about your concerns with flatmates and parents. Make sure you’re open to their point of view too – getting along is a two-way street.
Keep in touch – talk to your parents about regular home visits: for example, having Sunday night dinner together every week.
Work out acceptable behaviour – if your parents don’t like your flatmate(s), find out why. It is usually the behaviour rather than the person that causes offence (for example, swearing or smoking). Out of respect for your parents, ask your flatmate(s) to be on their best behaviour when your parents visit and do the same for them.
Ask for help – if things are becoming difficult, don’t be too proud to ask your parents for help. They have a lot of life experience.
Not everyone who leaves home can return home or ask their parents for help in times of trouble. If you have been thrown out of home or left home to escape abuse or conflict, you may be too young or unprepared to cope.
If you are a fostered child, you will have to leave the state-care system when you turn 18, but you may not be ready to make the sudden transition to independence.
If you need support, help is available from a range of community and government organisations. Assistance includes emergency accommodation and food vouchers. If you can’t call your parents or foster parents, call one of the associations below for information, advice and assistance.
Your doctor
Kids Helpline Tel. 1800 55 1800
Lifeline Tel. 13 11 44
Home Ground Services Tel. 1800 048 325
Relationships Australia Tel. 1300 364 277
Centrelink Crisis or Special Help Tel. 13 28 50
Tenants Union of Victoria Tel. (03) 9416 2577
Try to solve any problems before you leave home. Don’t leave because of a fight or other family difficulty if you can possibly avoid it.
Draw up a realistic budget that includes ‘hidden’ expenses, such as bond, connection fees for utilities, and home and contents insurance.
Remember that you can get help from a range of community and government organizations.
(source)
Keep me updated? xx
Don’t leave out any hard of hearing children who come to your door this Halloween, take a minute out of your day to learn a few seasonal asl signs! These are two different variations of “Happy Halloween” Click here for my source.
You’re not reading this by accident.
Everything is going to be okay.
Breathe and remember that you’ve been in this place before.
You’ve been this uncomfortable, anxious and scared, and you survived.
Close your eyes and feel the universe within you making a way for you right now.
I have lil’ comic I hope to publish soon:)
Basically, it’s a world where fairies are the last mythical creatures to exist after all magic is depleted from Earth’s resources.
Magic has been gone for so long that it’s seen as a myth by humans and fairies are seen just like any other animal– their land is deforested, they are captured– eaten in some places and treated like pets in others…
To help me build my world up, I decided to make a series of ‘drabbles’ where you (reader) are placed into this world and come across one of the MHA characters as fairies!
(PS I still need beta readers for Baby Boom! Chapter 5 is long, so if you wanna read it before other people, inbox me and you can help me edit it!)
Part 1: Izuku Midoriya.
It always shocked you whenever you saw the color green.
No.
‘Shocked’ isn’t the right word. A better fitting word might reside somewhere along the lines of confused and bewildered. You see, the color green is not something that you found very often in the concrete jungle that you called home. In fact, you could count on one hand how many green items you saw daily.
There was the occasional street sign, the street light that blinked and told cars that they could speed ahead (any pedestrians waddling along be dammed) and, of course, the rare plant. The sad saplings– pathetic excuses for trees– planted every so often in your metropolitan area had some ounce of green you supposed. When they were not dying or dead.
So, in conclusion, green was not something you saw very often in your blue, steel, city life.
So why then, is a small blob of green currently staring at you, pleading for your help across the marketplace.
Your eyes widened as the sudden eye contact as you peered into the cage.
Was that a… fairy??
You snapped your head away so rapidly, that you pinched a nerve; however, the pinch in your heart was much worse after that sight.
Goddamn it.
You had made the careless mistake of turning your head ever so slightly toward the meat and deli and now, instead of finding a great deal on sliced ham, you had found a not so great deal of debilitating guilt. This scene was one Sarah Mclachlan, “In the Arms of an Angel” away from full blown making you cry.
As the fairy’s squeaks reached your ears you knew that you couldn’t turn your head even further from it, yet you did suddenly find the loaf of bread in your hand very interesting.
You concentrated on the bread like your life depended on it until finally you release your grip on the loaf with a deep groan, “Fine!” you exclaimed, earning a couple wary looks from the other customers as you angrily wheeled over to the meat section of the market.
The butcher face slacked in shock as you marched up to the register.
“How much for it!?” you furiously pointed to the fairy’s cage, not even bothering to give it a second glance.
“Uh…” the butcher, obviously startled by your assertiveness, could only shakily point above his head to the price board. As soon as your eyes landed on the price for the fairy, your jaw fell to the ground.
$1,500. USD.
“T-that’s gotta be a typo right? The decimal is in the wrong place!” you exclaimed with certainty, but the butcher only shrugged,
“They go fast, trust me,” he gave a short chortle, “We got a whole shipment this morning and this one’s all we got left. I thought for sure that mean blonde fairy bastard was gonna go last. The thing even bit me! I’m glad it’s ass is gonna be on someone’s plate tonight!” He gave a hearty laugh but you found nothing funny at all.
“I’ll take it,” you deadpanned, causing the butcher to halt in his glee. He threw you an unsure look.
“Now, now, miss. I mean it. That’s the set price– no bartering with me!” he shook a finger at you, and you only rolled your eyes in return,
“Yeah. I get the point.” you angrily grumbled as you rummaged around in your wallet and pulled out your card. You slammed the plastic on the counter and pouted away from the man, your eyes landing on your newly bought, little, green friend.
That’s when you noticed he wasn’t all green actually– only his hair. He was average fairy height, at about 3 inches tall, and had a mess of glowing viridian tattoos throughout his body. His wings reminded you of a bumble bee’s.
His horns seemed to be sawed down, giving him an eerie, human-like appearance.
You tilted your head.
What an odd looking fairy…
The loud smack of your card being returned to you snapped you out of your trance. You quietly (somewhat begrudgingly) accepted your card back as the butcher snatched the fairy and shoved him in a plastic bag for you.
“Hey!” you called out, “Don’t hurt him!”
He threw me a puzzled glance, “It’s a fairy, they cant feel pain,” he flatly told you as if you were the dumbest thing on two legs.
A wave of heat rushed to your face, “I-I know that,” you reluctantly explained, “It’s just– That’s my last two paychecks for you’re handling! So… so be careful!” you finished, grabbing the bag out of his hands and making your way toward the store’s exit.
You wouldn’t be getting groceries tonight after all. ‘Or until your next paycheck for that matter,’ you internally sighed before raising your hand up to your face to glare at the bagged fairy, “You owe me!” you hissed.
The fairy’s tiny face threw a smile at you, instantly warming your heart as you noticed little microscopic freckles on his cheeks.
The butcher gave a knowing chuckle at your retreating figure, “Must be one of those animal rights people again,” he muttered slowly under his breath as you walked away.
Meanwhile, you gave another gigantic sigh, “My landlord won’t allow pets and no matter how tiny you are, a thing like you is bound to get noticed in a city like this if I let you go,” you gave the creature a sympathetic look as you continue your journey home, “What am I gonna do with you, little guy?”
___________________________________
Thanks for taking your time to get introduced to my little world!
Comment below for what other MHA characters I should write about in my Fairy AU and if you like comics, check out my webtoons account @LizahNoodles!
(You and bucky are together and on a mission and you two got separated and you thought the enemy got him until at the last minute he showed up to save you)
Bucky: Surprise Doll!
Y/n: where were you?
Bucky: I got distracted,sorry!
Y/n: I don't know if I want to throw you off this bridge or kiss you.
Bucky: can I pick?
Y/n: *rolls eyes while smiling* Sure.
Bucky: *leans down and connects lips*
i think someone i follow just turned into a bot???????? like since last night all they’ve posted are reblogs of fishy linked posts titled “Hot Girl Online” originating from the same deactivated blog and reblogged via another obvious bot blog. i’m losing my mind. they were a real person a day or two ago. what happened
Pinks: Thick lace
Please like, reblog and credit when you use my dividers!
Pinks: Kisses
Please like, reblog and credit when you use my dividers!
Transgender people
Homosexual people
Bisexual people
Genderfluid people
Asexual people
Pansexual people
Autosexual people
Demisexual people
Bigender people
Agender people
Polysexual people
Straight people
Cisgender people
Straight allies of the lgbtqpiad community
ANYONE
Please like and reblog if you use or save.
Dividers List
hi! whenever you have the time could you make some cheetah print themed dividers? thank you so much if you do :)
ೀ cheetah print
code #574534
code #a37e5a
code #dfbe9c
code #dac1a7
#cheetah
#pinktah
please reblogging or liking if you use ᡣ𐭩